Ready Card Review
A comprehensive review of the Ready Card for USDC spending.
Ready Metal Card
Ready (formerly Argent)Starknet
Not available in
Fee Structure
Monthly
$0
Transaction
$0 (no conversion fees)
FX Fee
$0 (no FX fees)
Issuance
120 USDC/year
Supported Currency
USDC
Network
Starknet
The Good
- Fully self-custodial card with user-controlled assets
- Up to 10% cashback in first month (3% ongoing) and no FX fees
The Bad
- Premium Metal card requires 120 USDC annual fee upfront
- Only supports USDC for spending (no direct support for other currencies)
Ready Lite Card
Ready (formerly Argent)Starknet
Not available in
Fee Structure
Monthly
$0
Transaction
$0
FX Fee
$0
Issuance
$6.99 (one-time shipping)
Supported Currency
USDC
Network
Starknet
The Good
- No annual fee (free entry-level card with one-time shipping cost)
- Maintains Ready’s self-custody model and zero conversion/FX fees
The Bad
- Only 0.5% cashback on all purchases (much lower rewards than Metal tier)
- Lacks premium perks (basic plastic card with fewer benefits)
Argent Labs Limited, doing business as “Ready”, ("Ready", "we", "our", or "us") develops the following self-custody products which allow users to manage digital assets: (i) Ready app (“Ready App”); and (ii) Ready wallet (“Ready Wallet”). Ready has also developed other software products, such as a crypto asset portfolio tracker that can be found at http://portfolio.ready.co/ (“Ready Portfolio”).